A gorgeous engagement ring is one of the first steps in starting the marriage off right. But before you purchase one, there are a few things you should know.
Simply put, you really want to get the most for your money from your engagement ring. A diamond engagement ring will probably be one of the most expensive purchases you ever make… so what determines the price to spend when might top $15,000?
Here are our four best tips in choosing the right ring for you (and yours) before your wonderful wedding in Victoria.
Look for quality
Seems obvious, right? The quality of your diamond and the cut of the diamond is what impacts the majority of the price. Just like you wouldn’t buy a large–but tasteless–cake for your wedding in Victoria, you shouldn’t neglect the quality of the ring. The carat weight, color, and clarity make up for the rest. Yes, you might be looking for quantity – that is, a huge rock for the finger – but if you’re looking for value, don’t think about carat weight. Think about the four Cs.
The Four Cs
You’ve probably heard these before, and if not, here’s the low-down.
Cut: A diamond’s cut directly affects its brilliance or sparkle. The sparkle is basically why you are purchasing the diamond in the first place. The cut is the most important of the four Cs. Try to purchase the highest cut grade within your budget, over color, carat and clarity.
Color: A diamond’s color rating starts with D, which is a colorless white diamond. It continues to Z. Diamonds that are below a J rating start to show a hint of a yellowish tinge. Most people can easily see a color difference from I to J, so looking for something D, E, F, G, or H.
Clarity: The color will become increasingly obvious as the carat size grows, and a yellow gold band enhances the yellow in the diamond. A platinum or white gold band may not. Also look for an eye-clean diamond, which basically means that, to the naked eye, it appears flawless.”Very, very slightly included” or “very slightly included” diamonds cost less – included indicates inclusions, which are flaws in the diamond. Bear in mind that diamonds are a naturally formed material, and some will have imperfections.
Carat: Larger carat weight diamonds are rarer, so as the carat size grows, so does the price. Look for carat weight after you figure out the other factors. Consider buying under whole carat marks, which can save you hundreds of dollars in the grand scheme of the purchase. If you’re aiming to buy a two- carat diamond, try 1.7 carats instead. You won’t be able to see the difference. Alternatively, you could buy several small stones, which will be less expensive than one large one.
Make sure it’s certified
Make sure that the diamonds you purchase are certified by a third party. Though many dealers and jewelers may claim their diamonds are conflict-free, some do not. You should look for one that carries a conflict-free certification, and who purchases diamonds from countries that meet the right requirements.
Just like you wouldn’t make any other large purchase right away (think: car, house, et cetera), you shouldn’t do the same for the diamond. Comparison shop, but keep in mind, since no two diamonds are exactly the same, you may never find a duplicate. Explore all of your options before settling on a single purchase for the beautiful bride.